What rental insurance covers
Renters insurance covers belongings against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm and water damage - including if the upstairs neighbor's clogged tub overflows and damages items in an apartment below, according to I.I.I.
Flood insurance is available for renters from National Flood Insurance Program.
Renters insurance can also include additional living expenses coverage for those unable to live in their home because of a hurricane, fire or other disaster listed in the policy.
The coverage pays for hotel bills, temporary rentals, restaurant meals and other expenses incurred while a rental home is being repaired or rebuilt.
Renters insurance includes liability protection. This covers renters against injuries to people injured at your home or elsewhere, including a family member or your pet and it pays legal defense costs if you are taken to court.
The Ebb and Flow Team
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